1. Introductory Call
Let’s make sure we’re the right fit for you.
Everything begins with a brief, 15-minute phone call. It’s a chance for us to get to know each other, understand your needs at a high level, and ensure that our philosophy and services align with what you’re looking for. No preparation needed—just a conversation.
2. Discovery
We begin by listening.
If we decide to move forward, our next step is to learn more about your goals, values, and financial concerns. This stage is about building a foundation of trust and understanding so we can tailor our guidance to what really matters.
3. Review & Analysis
A full picture creates a strong foundation.
With your permission, we conduct a detailed review of your financial landscape: assets, liabilities, income, expenses, tax exposure, estate documents, and key life objectives. This step gives us the insight to plan thoroughly and thoughtfully.
4. Plan Development
Your strategy, shaped by your story.
We craft a comprehensive financial plan and investment strategy that reflects your goals and adapts to your life. Every component is built with care, from asset allocation and retirement planning to tax coordination and legacy design.
5. Collaborative Review
Clear, comfortable, and built around you.
We walk through your plan together, making sure every element aligns with your vision and risk tolerance. This is a two-way conversation, designed to ensure clarity and confidence before anything moves forward.
6. Implementation
Turning plans into progress.
Once you’re ready, we move into implementation; managing transitions, completing paperwork, and coordinating with other professionals as needed. You’ll never feel rushed or left guessing. We're by your side throughout.
7. Ongoing Partnership & Monitoring
As life evolves, so do we. Our work doesn’t end with implementation. We meet with you regularly, stay attuned to your life, and keep you informed on economic developments and market shifts. Behind the scenes, we’re continually monitoring your portfolio—making strategic or tactical adjustments when needed, always aligned with your goals.
8. A Relationship That Grows With You
At Sonoma Allocations, we don’t believe in one-time plans. We believe in long-termrelationships, grounded in trust, strengthened by communication, and focused on helping you live intentionally today while protecting tomorrow.
